Lending/Credit Division

Approval Payment Solutions, Inc.

For over a decade, Approval Payment Solutions, Inc. (APS) has specialized in providing the “Right” merchant processing solution through the establishment and development of Agent Bank Partnerships. APS offers a complete menu of electronic payment solutions to businesses of every size and type. We are a full service provider, offering an all-inclusive solution for the payment processing needs of any business.

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CRA Partners

CRA Partners is a compliance solution you can feel good about. We guarantee CRA credit for ensuring safe living environments for low- to moderate-income seniors. Banks participate through CRA-qualified loans, investments and grants that help fund the Senior Crimestoppers program to protect seniors from fraud, theft and abuse.

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Dealertrack Collateral Management Services, Inc.

As of July 2008, participation in the Pennsylvania’s Electronic Lien and Title (ELT) program has been mandatory (all lien holders will receive an electronic title). All lien holders who are in the business of financing vehicles must be under contract with a service provider in order to participate in the ELT Program.

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Investors Title Insurance Company

Investors Title Insurance Company has put more than 500 financial institutions in the business of selling title insurance through lender-owned agencies in the last 35 years. This program is designed to generate non-interest fee income for participating owners, has generated over $210 million in commissions for lender-owned agencies and profits in excess of $80 million for their member banks.

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Manufacturers Economic Development Financing Associates (MEDFAS)

Through a special federal tax advantage offering, MEDFAS helps to facilitate tax-exempt financing transactions between manufacturers and banks in the Commonwealth of Pennsylvania.

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